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Buying

 When purchasing a home, you are faced with a multitude of decisions! Here is a general overview of things to consider:

Budget:


Your first step should be figuring out what your home buying budget is. Working with a mortgage broker to determine your pre-approval status is key to avoiding disappointment!


Dream Home List: 

Next you need to determine what you want in your new home. There are the obvious questions to consider like location, number of bedrooms - but here's a few other things to think about... Would you live on a busy road? Do you have any capacity for renovations? Is there a certain school catchment area that you'd like to live in? Every purchaser has different expectations and requirements and I always recommend that you put together a hard copy list of your wants and needs!


Choosing a REALTOR®: 

Once you have an initial idea of budget and home requirements - it's time to find a REALTOR®! There is no cost to you to use an agent when purchasing a home, but it is still best to do your research, meet with a few different agents, and find the best fit for your family! Curious what you should be asking a REALTOR®? Contact me for a copy of my Choosing a REALTOR® brochure. 


Now that you've completed the first few steps and have chosen me as your REALTOR®, whats next? 

The Search:

I will set you up on a customized PCS search, based on the criteria that we have agreed upon and set up private showings for any homes that interest you. 


Negotiations:

Once you've found a home that you like, we will start negotiations by putting in an offer. After we have an accepted offer, I will help you navigate the due diligence portion of a home purchase. This may include: home inspections, ensuring your financing is in place, as well as reviewing and approving documents related to the home. 


Completion:

 You will finish the transaction by finalizing any details with your mortgage broker and signing off on the transaction with your Lawyer or Notary. 



Want more information on the buying process? Contact me with any questions or request a copy of my in depth Buyer's Guide - available electronically or in paper copy! 



MLS® property information is provided under copyright© by the Vancouver Island Real Estate Board and Victoria Real Estate Board. The information is from sources deemed reliable, but should not be relied upon without independent verification.